Empower Your Customers. Drive Sales. Simplify Payments.
In today’s consumer-driven economy, flexibility in payment methods can significantly impact purchasing behavior. At Finapps, our Buy Now, Pay Later (BNPL) solution is designed to give your customers the freedom to split payments into manageable installments — while ensuring full control, security, and integration for banks and merchants.
Our BNPL system is fully customizable and integrates seamlessly into your banking infrastructure or merchant application. From credit scoring and customer eligibility to monthly deductions and penalty management — we handle it all. Whether you are a bank looking to launch BNPL at scale or a business aiming to boost sales conversion, we have the tools and expertise to support your growth.
✅ Full BNPL application for end users
✅ Back-office module for banks and merchants
✅ Automatic wallet deductions with due date tracking
✅ Scoring engine integration and eligibility checks
✅ Regulatory compliance and secure operations
✅ Seamless API integration with core banking systems
✅ White-labeled or co-branded options

Benefits of Our BNPL Solution:
Offer your clients flexible payment plans to enhance satisfaction and loyalty.
Boost average transaction value and drive more sales conversions.
Real-time monitoring of repayments, defaults, and user scoring.
Built with security, scalability, and performance in mind.
Designed for banks, fintechs, and large merchants with native APIs.

Let’s build the future of payment together.
Our experienced consultants are here to help! Whether you need guidance on launching a mobile wallet, integrating online payments, or planning your bank's digital transformation, our experts offer tailored advice to support your strategic goals and technical needs.
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